**ASSUMABLE LOAN: Current APR 3.38% as of 4/23.** This beautiful home features 4 bedrooms & 3 bathrooms offering the perfect blend of comfort & functionality located on a spacious corner lot. Enjoy sunshine on the front porch. Natural light floods the interior, creating a welcoming atmosphere. The heart of the home features a kitchen complete with stylish countertops, sleek backsplash, & stainless steel appliances, making meal prep a delight. Cozy up by the fireplace on chilly evenings. Upstairs features 4 bedrooms, a family room, and convenient laundry room. The private primary suite has a spacious walk-in closet and full bathroom with a separate tub and shower. Water filtration system for added convenience. 4 stall garage (third stall tandem), providing ample space for vehicles and storage. Nearby Elm Creek Reserve offers recreational activities, swimming pond, huge park, and scenic trails. Community trails & Cloquet Overlook Park of the Mississippi River in walking distance.